Your mortgage shouldn’t be something you set and forget. Changes in interest rates, home values and your own finances can create new opportunities to reduce debt, improve cash flow or make better use of your home equity. A quick mortgage review can help determine whether it makes sense to make a move, or simply stay the course.

"Recession" is a scary word, but slowdowns are a normal part of the economic cycle. You can't control Canada's economy, but you can control how ready your household is. Here's what a recession really means for your mortgage, plus six steps you can take today.

Fixed or variable? The right answer isn't the lowest rate — it's the one that fits your budget and plans. Nicole breaks down how to decide.

Thinking about buying a home but need a little extra help to qualify for the mortgage? A guarantor or co-signer could be the solution, but they aren’t the same thing. Each comes with different responsibilities, ownership considerations and lender requirements that are important to understand before moving forward. In this article, we break down the differences in simple terms and explain when each option might make sense. Before adding someone to your mortgage, find out which structure could be the right fit for you.